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I’ve never heard of FICO before, so I Googled it. I found a wikipedia article about it that said: "…hard credit inquiries or “hard pulls”, which occur when consumers apply for a credit card or loan (revolving or otherwise), can hurt scores". In other words, you need a good FICO score to get a loan, but applying for a loan will lower your FICO score.
Purple People Eater over 2 years ago
I’ve never heard of FICO before, so I Googled it. I found a wikipedia article about it that said: "…hard credit inquiries or “hard pulls”, which occur when consumers apply for a credit card or loan (revolving or otherwise), can hurt scores". In other words, you need a good FICO score to get a loan, but applying for a loan will lower your FICO score.