Cwagner23's Profile
![Missing large](https://avatar.amuniversal.com/user_avatars/avatars_gocomicsver3/missing/missing_large.jpg)
cwagner23 Free
Comics I Follow
![Monty](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/mt/small_u-201701251613.png)
Monty
By Jim Meddick![Gray Matters](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/gma/small_u-201701251614.png)
Gray Matters
By Stuart Carlson and Jerry Resler![The Born Loser](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/bnl/small_u-201701251613.png)
The Born Loser
By Art and Chip Sansom![The Flying McCoys](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/fmc/small_u-201701251612.png)
The Flying McCoys
By Glenn McCoy and Gary McCoy![Bottom Liners](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/tmbot/small_u-201701251612.png)
Bottom Liners
By Eric and Bill Teitelbaum![Frank and Ernest](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/fk/small_u-201701251612.png)
Frank and Ernest
By Thaves![Gasoline Alley](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/tmgas/small_u-201701251612.png)
Gasoline Alley
By Jim Scancarelli![Reality Check](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/rc/small_u-201701251613.png)
Reality Check
By Dave Whamond![Off the Mark](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/of/small_u-201701251613.png)
Off the Mark
By Mark Parisi![Jeff Stahler](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/stah/small_u-201701251613.png)
Jeff Stahler
![Bound and Gagged](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/tmbou/small_u-201701251612.png)
Bound and Gagged
By Dana Summers![Ziggy](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/zi/small_u-201701251611.png)
Ziggy
By Tom Wilson & Tom II![Herman](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/hm/small_u-201701251613.png)
Herman
By Jim Unger![Calvin and Hobbes](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/ch/small_u-201701251613.png)
Calvin and Hobbes
By Bill Watterson![Arlo and Janis](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/aj/small_u-201701251613.png)
Arlo and Janis
By Jimmy Johnson![Moderately Confused](https://avatar.amuniversal.com/feature_avatars/ubadge_images/features/mcf/small_u-201701251613.png)
We bought our first home in 1981 & rates were over 17%. The lender actually pushed the closing back waiting on a rate hike as their points went down when our interest rose. Our current mortgage (different house) is 2.5% and we could just pay it off, but we are making a decent interest on our money right now, so see no reason to pay it off.