The Born Loser by Art and Chip Sansom for January 09, 2015

Santa savings fund or a $10 spending limit.

well i guess everyone gets to split that $10

I guess he saw how much his healthcare costs and deductibles shot up, too.

of course, he could have planned ahead, saved up and paid cash in December

Remember the old Christmas clubs? They paid low interest rates, but they were much better than paying high credit card rates.

Reminds me of the bumper sticker that read, “I owe, I owe, so it’s off to work I go!”