Being self-employed, we were forced onto the exchange because individual policies are no longer available from our insurance companies. We have a frigging $12,000 deductible. Who can afford medical care at that price? Sure, we are covered ( we did not insurance for the last 20 years when we left corporate America) now, but we use urgent care maybe once every couple of years for minor ailments. We are healthy, & I pray daily that I will see our old medical system come back with a few improvements & no mandate. I lost faith in the Supreme Court on that one. What a horrible nightmare this has been!
My company had to change our insurance because what we had was considered “cadillac” coverage and they would have had to pay heavy penalties for insuring their employees BETTER than Obamacare..Since that time I pay $5 more each month on premiums, am only covered for sustainment prescriptions, and have a $3,000 individual deductible before insurance even goes into co-pay mode. Last year I spent $1,608 more for health care than I would have the preceding year. This year it is already at $2,000 more, and I have a procedure coming up that is going to set ME back another $700 – $900..I have yet to meet a doctor that likes it. My wife’s OB/GYN HATES it. He told her he has patients that have procedures that must be done or they will face serious medical problems, but they don’t get them done because they cannot afford them under this new “insurance”..So far, I have yet to see the “Affordable” in the ACA.
Just go for single payer. It works, it’s simple, and it doesn’t cost as much. Of course it’s socialism, so everyone has to wear identical uniforms and eat lunch at exactly the same time, as anyone who has visited Canada can tell you.
And I went from having no insurance to a plan with NO deductible, very low co-pays and full prescription coverage for the multiple medications I have to take. My total cost for the insurance was under $60/month; my cost for medication went from $175/month to $15/month; and my total healthcare costs went from over $5000 to under $1000. Of course my state opted to set up the exchanges.
I work at a large corporation, and have for many years. Employees have the choice for company sponsored health insurance, and most employees take it. The advent of the ACA has made no difference for us.
The only people I know who are happy with Barrycare are people like jman50 who are obviously getting their healthcare subsidized due to income levels. But the real sad part is I know people who retired early and have millions in assets who are getting their healthcare subsidized because of the level of their retirement income. Homes paid for, cars paid for, some income buried, some cash and you have a multi millionaire having half their health care paid for by the middle class idiot who turns ultimately 40% his/her check over every year for some form of government handout.
That is the 800# gorilla in the room with everybody who praises Obamacare. Everyone I have met who likes it is getting their healthcare subsidized and they are loving it.
I find it interesting that it’s folks who confess to NOT HAVING any insurance, or rotten policies that covered little or nothinng, prior to “Obamacare” now have decent coverage, which they actually have to pay for, oh, mercy!
My daughter just had a baby, they live in New Zealand. Given their experience through this little item, absolutely great care, and $40 out of pocket "co-pays) from them, I wouldn’t hestitate to change our system more thoroughly toward theirs.
btw; the rise in my insurance premium this year was the lowes in two decades, only 1% this year when the past 20 averaged an annual premium increase of 15%.
BTW; the myth is that everyone is covered under plans mandated by “Obamacare”. Most just continue or improve, especially group plans, what they were doing before. Only those with NO plans are directly affected, those with lousy plans getting better ones, are a secondary BENEFIT for people, even corporations ARE benefitting (despite that other myth of bankrupt corporations and doctors).
Typical liberal reply. Halslater, you wouldn’t know a fact if it bit you on the hind end. I have no reason to lie or make things up. The stupidity and irresponsibility that comes out of both sides of the aisle is enough to keep me armed with honest criticism for a life time..I joined the military at 17 and have worked hard every day since for the last 37 years. I am tired of paying for irresponsible government and irresponsible people. I especially despise forking money over for people who have never worked, don’t intend to work and are raising a generation of illegitimate children that will never work either.
Thank you for helping make my point about the inability of states ti go it alone. Economics of scale, is what makes Walmart successful. If we had politicians who cared about us we’d have single payer by now.
Americans pay 17% of GDP for medical care compared to around 10.5% for the rest of the G7. For that it gets the highest infant mortality rate and lowest life expectancy in the G7. That extra money that goes to the one percent who own the system would be enough to cover the deficit.
starcandles Premium Member about 9 years ago
Being self-employed, we were forced onto the exchange because individual policies are no longer available from our insurance companies. We have a frigging $12,000 deductible. Who can afford medical care at that price? Sure, we are covered ( we did not insurance for the last 20 years when we left corporate America) now, but we use urgent care maybe once every couple of years for minor ailments. We are healthy, & I pray daily that I will see our old medical system come back with a few improvements & no mandate. I lost faith in the Supreme Court on that one. What a horrible nightmare this has been!
rnapiera about 9 years ago
My company had to change our insurance because what we had was considered “cadillac” coverage and they would have had to pay heavy penalties for insuring their employees BETTER than Obamacare..Since that time I pay $5 more each month on premiums, am only covered for sustainment prescriptions, and have a $3,000 individual deductible before insurance even goes into co-pay mode. Last year I spent $1,608 more for health care than I would have the preceding year. This year it is already at $2,000 more, and I have a procedure coming up that is going to set ME back another $700 – $900..I have yet to meet a doctor that likes it. My wife’s OB/GYN HATES it. He told her he has patients that have procedures that must be done or they will face serious medical problems, but they don’t get them done because they cannot afford them under this new “insurance”..So far, I have yet to see the “Affordable” in the ACA.
lonecat about 9 years ago
Just go for single payer. It works, it’s simple, and it doesn’t cost as much. Of course it’s socialism, so everyone has to wear identical uniforms and eat lunch at exactly the same time, as anyone who has visited Canada can tell you.
JHAppel about 9 years ago
And I went from having no insurance to a plan with NO deductible, very low co-pays and full prescription coverage for the multiple medications I have to take. My total cost for the insurance was under $60/month; my cost for medication went from $175/month to $15/month; and my total healthcare costs went from over $5000 to under $1000. Of course my state opted to set up the exchanges.
kaffekup about 9 years ago
I suspect most, if not all, of these “horror” stories are made up.
6.6TA about 9 years ago
I work at a large corporation, and have for many years. Employees have the choice for company sponsored health insurance, and most employees take it. The advent of the ACA has made no difference for us.
locoboilerguy about 9 years ago
The only people I know who are happy with Barrycare are people like jman50 who are obviously getting their healthcare subsidized due to income levels. But the real sad part is I know people who retired early and have millions in assets who are getting their healthcare subsidized because of the level of their retirement income. Homes paid for, cars paid for, some income buried, some cash and you have a multi millionaire having half their health care paid for by the middle class idiot who turns ultimately 40% his/her check over every year for some form of government handout.
That is the 800# gorilla in the room with everybody who praises Obamacare. Everyone I have met who likes it is getting their healthcare subsidized and they are loving it.
nz4m60 about 9 years ago
Blind, stupid Conservative Republican Tea Party bilge Old GOP Motto: “I got mine. To hell with you”New motto: “I got mine and I want yours”
Dtroutma about 9 years ago
I find it interesting that it’s folks who confess to NOT HAVING any insurance, or rotten policies that covered little or nothinng, prior to “Obamacare” now have decent coverage, which they actually have to pay for, oh, mercy!
My daughter just had a baby, they live in New Zealand. Given their experience through this little item, absolutely great care, and $40 out of pocket "co-pays) from them, I wouldn’t hestitate to change our system more thoroughly toward theirs.
btw; the rise in my insurance premium this year was the lowes in two decades, only 1% this year when the past 20 averaged an annual premium increase of 15%.
BTW; the myth is that everyone is covered under plans mandated by “Obamacare”. Most just continue or improve, especially group plans, what they were doing before. Only those with NO plans are directly affected, those with lousy plans getting better ones, are a secondary BENEFIT for people, even corporations ARE benefitting (despite that other myth of bankrupt corporations and doctors).
rnapiera about 9 years ago
Typical liberal reply. Halslater, you wouldn’t know a fact if it bit you on the hind end. I have no reason to lie or make things up. The stupidity and irresponsibility that comes out of both sides of the aisle is enough to keep me armed with honest criticism for a life time..I joined the military at 17 and have worked hard every day since for the last 37 years. I am tired of paying for irresponsible government and irresponsible people. I especially despise forking money over for people who have never worked, don’t intend to work and are raising a generation of illegitimate children that will never work either.
superposition about 9 years ago
Thank you for helping make my point about the inability of states ti go it alone. Economics of scale, is what makes Walmart successful. If we had politicians who cared about us we’d have single payer by now.
bernardgarner about 9 years ago
Americans pay 17% of GDP for medical care compared to around 10.5% for the rest of the G7. For that it gets the highest infant mortality rate and lowest life expectancy in the G7. That extra money that goes to the one percent who own the system would be enough to cover the deficit.