Whenever I pay with plastic, it’s always a credit card. I don’t possess a debit card and never will; it would just be too easy to spend too much. Plus, all those little scraps of receipts to keep up with? No thanks!!!!!
I also agree with your statement regarding paying your credit card in full every month. I’ve got no idea how much my interest rate even is. It could be 100% for all I care because it really doesn’t matter. I pay my c.c. bill on time and in full every month … always have, always will. I keep close tabs on my purchase amounts to make sure I don’t spend more this month than I can comfortably pay for next month. Too bad more people don’t share our philosophy on this subject.
Every now and then I will pay for something at the local Wal-Mart, pet store, etc., with a check and when I do, unlike all too many people who seem completely surprised when a cashier actually wants payment of some sort after ringing up their purchases, my checks are always filled out and ready to go (with the exception of the total amount) so as not to hold up the line behind me any longer than necessary.
MrsLukeSkywalker:
Whenever I pay with plastic, it’s always a credit card. I don’t possess a debit card and never will; it would just be too easy to spend too much. Plus, all those little scraps of receipts to keep up with? No thanks!!!!!
I also agree with your statement regarding paying your credit card in full every month. I’ve got no idea how much my interest rate even is. It could be 100% for all I care because it really doesn’t matter. I pay my c.c. bill on time and in full every month … always have, always will. I keep close tabs on my purchase amounts to make sure I don’t spend more this month than I can comfortably pay for next month. Too bad more people don’t share our philosophy on this subject.
Every now and then I will pay for something at the local Wal-Mart, pet store, etc., with a check and when I do, unlike all too many people who seem completely surprised when a cashier actually wants payment of some sort after ringing up their purchases, my checks are always filled out and ready to go (with the exception of the total amount) so as not to hold up the line behind me any longer than necessary.