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I heard a guy on the radio the other day say if you have 1 million saved for retirement and draw just the interest, with todays interest rates, you would only get about $23,000 a year to live off of. That is not a lot considering how long it took you to save that 1 million.
DaSharkie_ That’s exactly what my spouse and I have done for the last 30+ years, and with me retired now, and my spouse retiring in another year, we are living very comfortably. It can be done; you just have to be conservative and disciplined, as you said.
Marko56: It also means that you stay in your shell and contribute nothing to the society that got you that nest egg (sorry, redundant, you mentioned “conservative”). Or you can be born a Depression Baby and both contribute and survive – even if it means spending a few years in exile to feed your family despite the blacklists. Sure, it can be done. I have lived a comfortable, middle-class life for 80 years within 10% either side of the poverty line, but most people don’t get that training.
jeanie5448 over 11 years ago
I heard a guy on the radio the other day say if you have 1 million saved for retirement and draw just the interest, with todays interest rates, you would only get about $23,000 a year to live off of. That is not a lot considering how long it took you to save that 1 million.
Marko56 over 11 years ago
DaSharkie_ That’s exactly what my spouse and I have done for the last 30+ years, and with me retired now, and my spouse retiring in another year, we are living very comfortably. It can be done; you just have to be conservative and disciplined, as you said.
hippogriff over 11 years ago
Marko56: It also means that you stay in your shell and contribute nothing to the society that got you that nest egg (sorry, redundant, you mentioned “conservative”). Or you can be born a Depression Baby and both contribute and survive – even if it means spending a few years in exile to feed your family despite the blacklists. Sure, it can be done. I have lived a comfortable, middle-class life for 80 years within 10% either side of the poverty line, but most people don’t get that training.
Comic Minister Premium Member over 11 years ago
Agreed Emily.
The Life I Draw Upon over 11 years ago
I have as much chance of becoming a millionaire as this country has of breaking even on the national deficit.
jonelphick 3 months ago
the odds ARE about the same