WuMo by Wulff & Morgenthaler for December 14, 2021

Hey, that’s a pretty good tactic. Wonder if it would work IRL?

This does make a lot of cents.

Legal tender is legal tender.

The fee that I think is the most ridiculous rip off is the 2% fee on cashing a check, from the bank’s member account written to you, just because you are not a member. All they need to do is check the member’s account to make sure there is enough money to pay the check written to you.

But I thought they were encouraging people to bring coins back into circulation?

So – there is or is not a coin shortage?

Malicious Compliance. Gotta love it.

About 10 years ago I inadvertently underpaid my quarterly city water bill by 64 cents. A few weeks later I got a letter say I was delinquent and should pay up to avoid my water being shut off. I called and was told not to worry,the 64 cents would simply be added to my next bill. A few weeks later I received another delinquency letter, threatening to send my bill to a collections agency! I called, and the city worker said the letters were automatically generated. I refused to write a check for 64 cents, so I collected 64 pennies, took the letters and the pennies to the city offices, and made them count out the pennies and give me a written receipt and proof that my pennies had been credited to my “delinquent” account! Win!

private institutions can refuse “legal tender” for payment, I’ve known gas stations that refuse anything over a 20 for example. Also banks have insisted that coinage must be rolled.

Haven’t they been complaining about a coin shortage?

My bank had a sign on its door warning us about a coin shortage. So I emptied all my coin catchers, rolled them all up, and brought them to the bank… the bank didn’t want them – said they did not have space to store coins… go figure…

Git ’em!

Best tactic is to dump the old bank and go to a Credit Union. Way less or no fees.