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A lot of people use a similar method when it comes to credit cards, thinking theyâll stay ahead by shifting the balance from one bank to another. That strategy works on every bank but one: the one issuing the last card used.
When it comes to credit cards, I learned the best way to stay ahead of the banks is to either pay them on time (banks hate that because they donât get interest and call people who do that âfreeloadersâ) or simply cut them up right after buying something with the accrued points. I got a 32" flat-screen TV and as soon as I made sure it worked, I took a pair of scissors to my card.
As a detective, one of my tasks each month was reading through all the pawn tickets in town, looking for stolen goods. Youâd be surprised (or not) at how many people are doing it just like Jeff. The same sequence of pawns and redeeming, month after month. It never seems to occur to them that if they only saved enough to actually pail out their tools without pawning their television, that the cycle would end, and theyâd save 24% interest, as well as have their stuff all the time. A monthâs beer money would have done it.
BasilBruce almost 3 years ago
Jeffâs financial skills are so worrying, even the panel borders are concerned.
Guilty Bystander almost 3 years ago
A lot of people use a similar method when it comes to credit cards, thinking theyâll stay ahead by shifting the balance from one bank to another. That strategy works on every bank but one: the one issuing the last card used.
When it comes to credit cards, I learned the best way to stay ahead of the banks is to either pay them on time (banks hate that because they donât get interest and call people who do that âfreeloadersâ) or simply cut them up right after buying something with the accrued points. I got a 32" flat-screen TV and as soon as I made sure it worked, I took a pair of scissors to my card.
!!ÇlÉâ almost 3 years ago
Even the panel borders are getting interested in Jeffâs payment plans, but are they getting interest?
Milady Meg almost 3 years ago
Go around again. Why not.
MeGoNow Premium Member almost 3 years ago
As a detective, one of my tasks each month was reading through all the pawn tickets in town, looking for stolen goods. Youâd be surprised (or not) at how many people are doing it just like Jeff. The same sequence of pawns and redeeming, month after month. It never seems to occur to them that if they only saved enough to actually pail out their tools without pawning their television, that the cycle would end, and theyâd save 24% interest, as well as have their stuff all the time. A monthâs beer money would have done it.
donwestonmysteries almost 3 years ago
Beginning to think Jeff has a system. Not one that works, but an interesting one anyway.
robtgordon almost 3 years ago
Banks may not make interest on the card when you donât carry a balance but theyâre getting fees from the merchant that accepts the card.