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Wellll. This is more complicated than that. If a company wants your account number, all they have to do is look at your check. On the other hand, this does not automatically give them access to your account. My kids tell me the same thing, but my response is that I donāt want to have to worry about the security of every company with whom I deal. Sometimes being super connected isnāt the best thing in the world.
Burl doesnāt direct deposit his pay either cuz he doesnāt want his bank to know his account number. As a CCD leader he knows what those deposit envelopes are for.
Husband uses direct pay and deposit. Its too complicated for me tho.My late mother always thought I could āgetā into her bank account. Iād have to drop her at the door of the bank and not come in. Now I have her money anyway. Sigh.
If somebody really wants bank account numbers, he can get themā¦. and not just from stored online dataā¦
Keyloggers placed by criminals can record numbers from ATM transactions, crooked bank employees can sell hard copies of posted checks and depositsā¦. someone can go through your trash, for that matter, and take the 10 year old checks you threw away, in case the account number might still be valid. On and on.
Cash would be the only safe methodā¦ if it werenāt so vulnerable to fire, water, skullduggery and outright theft.
My bank encourages the opening of an extra account for online and phone transactionsā¦.
they say you should keep the balance low, and only deposit enough from your regular account to cover what you plan to spend soon.
Sounds goodā¦ but if the bank can tell your accounts are linkedā¦. so that you can make those deposits onlineā¦.canāt the hackers?
And of courseā¦. their altruism may be just a leeettle bit suspectā¦ cos of course, that new account carries a (cough) nominal fee.
āDonāt want āem to knowā¦..ā oh, Great Googly-Moogly with a dash āo Moog Synth on the side!! THIS time theyāre SUPER DUH-UH-DUH DUH DUUUUUUUUUUUUHH!!
Burl and Joy play a lot of games with bill paying, so they need to mail time to kite the checks before he is paid, Then they can claim they paid on time to get out of late charge, when really they did not. I am surprised Patty does not know this about them.
This is one of those days when many comments reflect that the authors see themselves in the Pennys. Iām happy to report that my kids are bringing me into the light and I am beginning to enjoy automatic payments.Although, plenty of other days I see more āPennyā in me than Iād like to admit.
I use autopay for smaller amounts (my phone bill) but I pay electric directly from my account (when Iām sure itās covered), the cable and water go on charge accounts (each individually) to keep track of expenses. I also track and pay all of my credit cards online and even pay medical bills directly from my bank. The only checks I write are for things like landscaping.
I pay most of my bills online . the only ones I do autopay are my car and house payments because the amount is constant. The others vary and I usual like to round up 5 to 10 dollars. or if I have a something like a emergency repair I like to be able shift a payment. Our city doesnāt have online payment yet
mikie2 over 10 years ago
Wellll. This is more complicated than that. If a company wants your account number, all they have to do is look at your check. On the other hand, this does not automatically give them access to your account. My kids tell me the same thing, but my response is that I donāt want to have to worry about the security of every company with whom I deal. Sometimes being super connected isnāt the best thing in the world.
Ninette over 10 years ago
Burl doesnāt direct deposit his pay either cuz he doesnāt want his bank to know his account number. As a CCD leader he knows what those deposit envelopes are for.
Last Rose Of Summer Premium Member over 10 years ago
Husband uses direct pay and deposit. Its too complicated for me tho.My late mother always thought I could āgetā into her bank account. Iād have to drop her at the door of the bank and not come in. Now I have her money anyway. Sigh.
SusanSunshine Premium Member over 10 years ago
If somebody really wants bank account numbers, he can get themā¦. and not just from stored online dataā¦
Keyloggers placed by criminals can record numbers from ATM transactions, crooked bank employees can sell hard copies of posted checks and depositsā¦. someone can go through your trash, for that matter, and take the 10 year old checks you threw away, in case the account number might still be valid. On and on.
Cash would be the only safe methodā¦ if it werenāt so vulnerable to fire, water, skullduggery and outright theft.
My bank encourages the opening of an extra account for online and phone transactionsā¦.
they say you should keep the balance low, and only deposit enough from your regular account to cover what you plan to spend soon.
Sounds goodā¦ but if the bank can tell your accounts are linkedā¦. so that you can make those deposits onlineā¦.canāt the hackers?
And of courseā¦. their altruism may be just a leeettle bit suspectā¦ cos of course, that new account carries a (cough) nominal fee.
orbenjawell Premium Member over 10 years ago
āDonāt want āem to knowā¦..ā oh, Great Googly-Moogly with a dash āo Moog Synth on the side!! THIS time theyāre SUPER DUH-UH-DUH DUH DUUUUUUUUUUUUHH!!
imnormal over 10 years ago
Burl and Joy play a lot of games with bill paying, so they need to mail time to kite the checks before he is paid, Then they can claim they paid on time to get out of late charge, when really they did not. I am surprised Patty does not know this about them.
Dani Rice over 10 years ago
Some of our local banks are charging $3 if you see a teller more than twice a month.
MissScarlet Premium Member over 10 years ago
This is one of those days when many comments reflect that the authors see themselves in the Pennys. Iām happy to report that my kids are bringing me into the light and I am beginning to enjoy automatic payments.Although, plenty of other days I see more āPennyā in me than Iād like to admit.
vldazzle over 10 years ago
I use autopay for smaller amounts (my phone bill) but I pay electric directly from my account (when Iām sure itās covered), the cable and water go on charge accounts (each individually) to keep track of expenses. I also track and pay all of my credit cards online and even pay medical bills directly from my bank. The only checks I write are for things like landscaping.
shamest Premium Member over 10 years ago
I pay most of my bills online . the only ones I do autopay are my car and house payments because the amount is constant. The others vary and I usual like to round up 5 to 10 dollars. or if I have a something like a emergency repair I like to be able shift a payment. Our city doesnāt have online payment yet