Ziggy by Tom Wilson & Tom II for December 26, 2022

too hard of prancing and pawing of 32 little hooves?

Insurance policies do not cover much.

You have to get special coverage for that.

It comes with/at the risk of not getting a delivery from Santa.

You need the ultimate hoof-proof! Maybe next time give Santa a “Dasher”-cam…

This could only happen to Ziggy when he’s visited by Santa and his crew of Reindeer.

Call them caribou then maybe it will be covered.

You should see what the fat guy did up there.

https://www.arcamax.com/thefunnies/spectickles/

Nor does your policy cover anything else, according to the adjuster.

it’s not an act of GOD it better be covered

Write it off as a casualty loss. You’ll give something for those 87,000 IRS agents to do.

And to make things worse, all they left was coal.

That was the catch in grandma’s life insurance also