Breaking Cat News by Georgia Dunn for September 16, 2022

What is PMI?

Technically, Elvis is right: People money is not real.

The Woman is right, assuming the housing market does not crash again. Within just a few years of making mortgage payments (sooner, if they can manage to make a few extra principal payments), the loan to value ratio will drop below 80% (i.e. the amount of the loan still owing will be less than 80% or so of the value of the property) and PMI (Private Mortgage Insurance) will no longer be required.

It is, of course, always a risk to assume that you will be able to refinance, but most of the time, it will work out.

Nicely reasoned!

They’ll have to convince the Quinn board to sell the house to them. What if they get outbid?

I’m with Lupin. People-Money is make believe and not the fun kind.

The men can handle the PMI, and the women can handle the PMS…

I see Burt is a fan of heist films. My longtime favorite is The Lavender Hill Mob, a classic from Ealing Studios.

Gold, silver, and even copper coins are real. Thread them on a string, and you can feel the weight. But I wouldn’t trust these paper things the Emperor wants to foist on us.

Puck is struggling to stay awake.

One last heist….then we retire….that’s what they all say!

Goldie. Puck’s alarm clock. Goes off when he’s going to miss a headline.

Puck yawning!

I have evidence that people money, is not real! My pay check usually just burns to ashes before it gets to my account!

The HEIST is back on! Here’s my list and what they are doing.

(1) Lupin / The Distraction (Chaos)

(2) Puck / The Twins / Muscle (Panther)

(3) Elvis / The Twins / Muscle (Lion)

(4) Goldie / The con woman

(5) Woman / Mastermind

(6) Man / Partner in Crime with the Mastermind

(7) Ceiling Woman / Backer

(8) Ceiling woman’s man Backer

(9) Sir Figaro / the bystander

(10) Tabitha / The amazing Yen: Stealthy one

(11) Tommy and Sophie’s woman / Backer

(12) her boyfriend / Backer

(13) Tommy / Pickpocket

(14) Sophie / the Artist (counterfeiter)

(15-16) Tillie and Winifred the ghosts,

(17-20) four robber mice! The Gadget Gals

(21) Trevor / The Look-out

(22) Beatrix / The Kid, messenger

(23) Angus / 2nd OP Team

(24) Carl / 2nd OP team

(25) Lady Jane / 2nd OP Team

(26) Agatha / 2nd OP Team

(27) Baba Mouse / The LEAD of 2nd OP Team

(28) July Bug / The Look-out for 2nd OP Team

(29) Burt / the Hacker

(30) Dr. Man / the inside man

That’s it. What a brilliant idea. The next time I am presented with a bill, I will just say, “You know money isn’t real. However, my endearing love of your product and/or service has real value, and I give that to you with unending enthusiasm!”

It is kind of crazy. When I bought my home, my housing costs went way down. It’s less money to pay off something to own (that you can also use as a tax deduction and credit source) than to rent, which is just pouring money into a hole every month. But you need the initial payment and good credit to buy it. One more example of how having money makes it easy to make money.

BCN Heist!! Even though that’s not what’s happening, perhaps we can get some cat charts of how they think the heist goes down while the People do whatever they do with their imaginary money. I am reminded of that old nugget about the only words to contain the letters m-e-o-w consecutively: meow, meowed, meowing, meows, homeowner.

I made the mistake of staying in one house so long that we own it now. We have retired and I never want to move myself again. We live close to a rental truck hub and there is a parade of trucks every weekend.

Meanwhile, Back on the Nile

Thomios: And now for dessert. Itame-San, will you do the honors?

Itame-San: I am pleased to present to you Thomios’ renowned Chocolate Everything as well as some of our own desserts.

Puckmosis: Is that banana in this dessert?

Itame-San: Indeed it is. We cover the banana with pistachio nuts and chocolate and serve it in the form of our sushi.

Elvis-Anum: I’ll have some more green tea cookies and green tea ice cream to go with my green tea.

Queen Catshepsut the Golden: And this creme caramel is divine. What is it called again?

Itame-San: It is called Purin.

Lupinium: I have to try some of this coffee jelly!

Puckmosis: Uh, Thomios?

Thomios: Don’t worry. We made it with decatf.

For recipes to these desserts, go to insanelygoodrecipes.com/japanese-desserts.

And once they’re homeowners – they can have as many cats as they want, baby!

So, they have a plan, now to convince a bank and the Trust that it’s a good idea.

In no way is renting more expensive than buying out here assuming a 20 percent down, its two totally different realities. And many homes are bought for cash payment. Either you have it or you dont. Thats the reality these days. Dont even bother making an offer thats not cash, someone else will. Yep insane.

O.T.

You may have to wait a few years for interest rates to come down again before you can refinance.

Before canceling your PMI, have a real estate specialist make sure your title is legal and clear. Too many people have found a skunk in the works and lost their homes.

I love Lupin with the fedora over one ear – so cute!!

does this mean the end of the strip? :(

OT: Morticia

Well finally, THAT’s settled. Tune in Monday to see if the Man seduces the cute bank loan officer. Will the Woman have an affair with the neighbor across the hall? Will Elvis run away and join the circus? The answer to these and other mysteries to be answered next week, on As the Litter Box Turns.

Elvis isn’t completely conversant with People Finance.

This story line can go for ages! After they buy the house they have to work out reno plans, who gets which space, house rules, division of chores … my sister is a co-home owner in an “intentional community” in Seattle. It’s a thing!

Poor little Pucky in the last panel, so bored he’s doing a big yawn and stretch!♥

Wake me at the closing …

So will the Big Pink House turn into a Cat Commune or a Kitty Kibbutz?

https://www.youtube.com/watch?v=DrUB0g8Vjgg

Instead of Ocean’s Eleven, are they The Woman’s Five?

Lido shuffle playing softly in the background of the closed captioning office.

It’s getting that way, Lupin