Discover Bank app to take a picture of a check to deposit it doesn’t work on my Kindle Fire. It says app need an update and sends you to the Google Store. The Google Store doesn’t play nice with Amazon. I have to mail checks to Sault Lake City with a deposit slip. You can withdraw cash from Discover Bank from an Atm, but you can’t make a deposit.
A couple of years ago, due to Covid, our local tax office allowed payment online with credit card to be fee-free. But back to normal, 3+% is a little steep for me. So I mailed a check last week.
Using a check (or cash) saves the local merchant the credit card transaction fee. Those fees can add up. Several gas stations hear about offer cash discounts.
Well, Kid, what to tell you. A check is an instrument of payment for debt or purchase and one is expected to write it in a log book and to balance what is paid out against what one has in the bank. In other words – a system of checks and balances: the same words that once were associated with the operation of our government. And that idea, like the checkbook and balance sheet, has fallen into the wastebasket of time. Neither exists as a viable entity anymore.
Check: the thing you will absolutely still be using if you don’t want to get totally shafted on large purchases. Those merchant fees are what keep credit card companies and transaction services like PayPal in business, but they can really add up to a lot of money if you’re not paying attention. I had to hire a giant pumper truck to deal with a spring on my mother’s property while a sewage line was repaired last summer; cost $1200 and insurance didn’t cover that. You darn well bet I cut a check; I wasn’t gonna pay the credit card processing fee on that if I didn’t have to, because that’s not a flat fee. It’s a percentage. So kids, LEARN UP about this stuff or you’re gonna be paying through the nose.
Checks are not just an old timer thing. They are very much still real.
You young whippersnappers and your fancy CHECKS! Why, in my day it was good hard, solid cash MONEY, none of this fancy stuff you needed a bank to handle before you could spend it!
A way to pay bills while avoiding debt… More people should discover those and cash to avoid wasting their hard earned money on debt interest. Budgeting is a double sided equation which can be tackled either by bringing in more money OR by reducing expenditures (which means understanding where the money is going, and knowing the difference between need and desire).
I remember grade school lessons at age 11 late in 6th grade after my class had completed other grade level essentials on filling out checks that were done partly to help w a future life skill and partly to teach us the importance of following directions while making us feel more competent. Too bad they did not figure out a way back then to use budget books as part of lesson plans so that could have been learned before needed but fortunately learning goes on through life. (We got some fun and creative lessons in those final months of that class.)
In the 1980s I wrote about 300 checks a year. Now it’s about 25. I use them mostly for charitable contributions, so that only my postal address ends up on every junk-mailing list in the world, instead of both my postal address and my e-address.
In business there are many vendors that still use checks. If you are transferring larges sums you also may need a check. Zelle and other apps have daily limits. I enjoy technology but try to avoid being a techno snob.
OldsVistaCruiser almost 2 years ago
I haven’t written a check since the 20th century. Happy 2023!
Limpid Lizard almost 2 years ago
Old unfunny joke.
jpsomebody almost 2 years ago
Does he write the days on his Poles and the month on his Cossacks?
Erse IS better almost 2 years ago
While we’re wondering what a check is, perhaps we could also wonder what a postage stamp is.
KennethPrice2 almost 2 years ago
Discover Bank app to take a picture of a check to deposit it doesn’t work on my Kindle Fire. It says app need an update and sends you to the Google Store. The Google Store doesn’t play nice with Amazon. I have to mail checks to Sault Lake City with a deposit slip. You can withdraw cash from Discover Bank from an Atm, but you can’t make a deposit.
Shirl Summ Premium Member almost 2 years ago
I still have to write a few checks per year for some weird bills.
Ceeg22 Premium Member almost 2 years ago
I definitely write fewer checks than I used to, but just mailed several to my nieces and nephews.
RitaGB almost 2 years ago
A couple of years ago, due to Covid, our local tax office allowed payment online with credit card to be fee-free. But back to normal, 3+% is a little steep for me. So I mailed a check last week.
Wilson Lumley almost 2 years ago
Not only do I still use a check and a stamp every month or so, for a couple of my online payments, the bank mails a physical check.
Ned Snipes almost 2 years ago
Reminds me, I have to check my chequing account before I write a cheque out to give as a gift so I can check it off my list.
Dobby53 Premium Member almost 2 years ago
Using a check (or cash) saves the local merchant the credit card transaction fee. Those fees can add up. Several gas stations hear about offer cash discounts.
jcwrocks69 almost 2 years ago
I only write 6 checks each year for 4 vehicle registrations and 2 for county property and school taxes.
Ignatz Premium Member almost 2 years ago
I’m down to one check a year. I don’t know the last time I used a stamp.
e.groves almost 2 years ago
I write checks for gas, electric and water.
NeedaChuckle Premium Member almost 2 years ago
I still write checks as I feel I can keep a better handle on outflow. But more and more being forced to pay online.
suelou almost 2 years ago
A check is sort of like a debit card… only paper instead of plastic..
sandpiper almost 2 years ago
Well, Kid, what to tell you. A check is an instrument of payment for debt or purchase and one is expected to write it in a log book and to balance what is paid out against what one has in the bank. In other words – a system of checks and balances: the same words that once were associated with the operation of our government. And that idea, like the checkbook and balance sheet, has fallen into the wastebasket of time. Neither exists as a viable entity anymore.
Guido San almost 2 years ago
Welp, we still gotta pay our local taxes by check.
calliarcale almost 2 years ago
Check: the thing you will absolutely still be using if you don’t want to get totally shafted on large purchases. Those merchant fees are what keep credit card companies and transaction services like PayPal in business, but they can really add up to a lot of money if you’re not paying attention. I had to hire a giant pumper truck to deal with a spring on my mother’s property while a sewage line was repaired last summer; cost $1200 and insurance didn’t cover that. You darn well bet I cut a check; I wasn’t gonna pay the credit card processing fee on that if I didn’t have to, because that’s not a flat fee. It’s a percentage. So kids, LEARN UP about this stuff or you’re gonna be paying through the nose.
Checks are not just an old timer thing. They are very much still real.
BadCreaturesBecomeDems almost 2 years ago
I’m going to write a check today: the club I belong to is so old-fashioned that checks are the only form of payment for the annual dues.
Smokie almost 2 years ago
Does anyone remember counter checks?
The Wolf In Your Midst almost 2 years ago
Old joke from the TV show Dear John: “Just remember, the Czech is in the mailroom.”
Richard S Russell Premium Member almost 2 years ago
You young whippersnappers and your fancy CHECKS! Why, in my day it was good hard, solid cash MONEY, none of this fancy stuff you needed a bank to handle before you could spend it!
SukieCrandall Premium Member almost 2 years ago
A way to pay bills while avoiding debt… More people should discover those and cash to avoid wasting their hard earned money on debt interest. Budgeting is a double sided equation which can be tackled either by bringing in more money OR by reducing expenditures (which means understanding where the money is going, and knowing the difference between need and desire).
I remember grade school lessons at age 11 late in 6th grade after my class had completed other grade level essentials on filling out checks that were done partly to help w a future life skill and partly to teach us the importance of following directions while making us feel more competent. Too bad they did not figure out a way back then to use budget books as part of lesson plans so that could have been learned before needed but fortunately learning goes on through life. (We got some fun and creative lessons in those final months of that class.)
The Orange Mailman almost 2 years ago
Checks and balances are what keep our government so effective.
The Brooklyn Accent Premium Member almost 2 years ago
In the 1980s I wrote about 300 checks a year. Now it’s about 25. I use them mostly for charitable contributions, so that only my postal address ends up on every junk-mailing list in the world, instead of both my postal address and my e-address.
swgeorge55 almost 2 years ago
a ‘check’ is what EVERY OLD PERSON IN FRONT OF YOU USES at Kroger >:(
Not the Smartest Man On the Planet -- Maybe Close Premium Member almost 2 years ago
One of David Letterman’s funniest jokes:
“So here it is a New Year, the Year of the Dog…And dumb old me, I’m still writing the Year of the Pig on all my checks.”
DM2860 almost 2 years ago
I wrote three checks last year to the group that remodeled my bathroom.
a swino almost 2 years ago
A “check” is what you use to pay the “newspaper boy.”
ryryo1106 almost 2 years ago
Those who don’t know the answer either carry a lot of cash or love paying fees for using a card.
Cactus-Pete almost 2 years ago
For whatever reason you’re writing the date, when you write January it’s a huge hint that the year has changed.
Judeeye Premium Member almost 2 years ago
In business there are many vendors that still use checks. If you are transferring larges sums you also may need a check. Zelle and other apps have daily limits. I enjoy technology but try to avoid being a techno snob.
DaBump Premium Member almost 2 years ago
Thanks. As if I wasn’t already feeling ancient.
proclusstudent almost 2 years ago
@DaBump The Universe is 14 Billion years old. You and I are new here.
Our lives are so short they barely exist.
Nick Danger almost 2 years ago
“Checkuary” – n. – The period between January 1 and when you stop putting the previous year on your checks.