B.C. by Mastroianni and Hart for May 15, 2024

He doesn’t get any credit for anything.

umm that’s a base-20

Now that’s what I call a solid state computer.

The power of stone tech tablets.

Worse than a payday loan.

Considering current vehicle prices, that’s gonna be the norm for normal folk.

He must be very interesting.

I don’t think he’s slated for credit…….

I’ve had three digit APRs before. But there was a decimal point.

A what? Can someone explain this?

Completely bewildered non-American here. What even is that?

Couldn’t he clean up his credit score with some soapstone? Or would using lie-mstone be better?

His interest rate just went down because he’s no longer interested.

Time to walk away. And probably keep walking since you have no wheel. But that’s better than what Thor’s offering.

too many people buy what they want instead of what they can afford and become owned by their possessions instead of owning them

Preview of coming detractions…

Is he using the new iStone to get the rate?

He’s got one of those new iSlabs.

Car loans are the worst!!!!!

“Stone tablet” has been updated to … a stone tablet.

About a decade ago, at least here in Arizona TV commercials offered loans at fractions of a cent below 100% Annual Percentage Rate.

The classic Loan Shark rate is “five for four” – borrow four grand today, repay five grand next week. No kidding.

This is what happens when you don’t make those alimony payments

Sounds like the interest Pizza the Hut charges.

Too bad you don’t have title loan businesses. You would see triple digit interest rates…

I’m more impressed that Thor’s stone tablet has wifi.

There’s no negotiating the loan interest because it’s etched in stone!

have a high score and still 7.2 is the best I could do………

In 2017 my old ‘84 truck finally died and I had to get something so I could get to work. Picked up a real nice ’15 Camry with real low mileage. I have a decent job, never been late on ANY payment of any kind in the past 40 years. Yet I still had a fairly high APR on the car loan. Thankfully I could pay it off a year early. You can’t win for losing.

Let’s see. He has no money. He has no income. He has no job. He has no property other than the clothes on his back. He doesn’t live in a society with any consumer loan protections. I’m supposing the lender collects on bad debt using large people with heavy clubs. A triple-digit APR seems pretty likely!

For that tablet to brick would require a tech update.

Huh?

My YouTube CPA, Clear Value Tax, said one of the top components the three Credit Agencies use to determine our Score is the credit card companies top credit number given. So, I filled out my most recent MasterCard offer, and provided a whole slew of details their next Hackers will love.

- Try to turn it off and on again, will you?

BC owes a double payment just for sitting there.

In polite circles that is called a Subprime Loan. They know the borrower can’t pay it off, and there is a good chance of default so they get enough in the early period of the loan to cover losses later.

Once upon a time the feds limited interest rates to protect the public. Now they’re protecting the banks.